Business Key Card
Our Business Keycard gives you direct access to your Business Current Account from 1.9 millions cash machines worldwide.
Key Features
- No annual fee
- Free cash withdrawals from any Bank of Scotland, Lloyds Bank or Halifax cash machine*
- Take out up to £500 a day provided funds are available
- Use it around the world at banks and bureaux de change showing the VISA sign.**
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Features and benefits
- Free cash withdrawals from any Bank of Scotland, Lloyds Bank or Halifax cash machine.*
- Use it around the world at banks and bureaux de change where the VISA sign is displayed.**
- Take out up to £500 a day provided funds are available.
- Check you account balance at any given time.
- Order a cheque book or statement for us to post to you the next business day.
- Easily change your PIN number for additional security.
- Print a mini-statement detailing the last seven business transactions on your business account.***
- Enables fast depositing in branch.
- Free cash withdrawals from any Bank of Scotland, Lloyds Bank or Halifax cash machine.*
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We don’t charge an annual fee for your card. There are some charges and fees for using your card in the UK and abroad, which may vary depending on your account tariff. For full rates and charges please read Your Account Charges Explained.
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A key feature of our Business Keycard is the ability to deposit funds quickly in branch:
- Use the card to enable faster deposit transactions at all branches
- Speed up depositing in branch even more with Immediate deposit Self Service Machines (where available)
- Immediate deposit Self Service Machines allow you to deposit up to 5 cheques or 50 notes in one quick transaction. You will immediately receive a picture receipt and clearing date to give you peace of mind.
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How to apply
To apply for a Bank of Scotland Business Keycard you'll need to have a Business Account with us.
Existing customers
By phone
Call us on 0345 300 0268
If your account is set-up to allow any Account Signatory to sign we will be able to process your request over the phone, subject to eligibility.
Online
Alternatively, you can complete our application form to apply for a Business Keycard. Once completed, print the form, collect the required signatures and post it to: Bank of Scotland, Business Banking, PO Box 1984, Andover, SP10 9GZ.
You can expect to receive your Business Keycard within ten days of our receipt of your application.
Troubleshooting: If you are having trouble viewing the form we advise that you download the form first by right clicking the link and selecting the save option before opening it.
New customers
If you’d like to bank online with us please call 0345 606 0286
* All LINK machines will give you an advance, on-screen warning about any charges that may apply. This warning will also tell you who’s making the charge. You will then be given the option to cancel the transaction.
** Charges may apply
*** Please note that you will need to wait up to four business days for cheques to clear before you can access money in your business account
Helping you compare our Keycard currency charges with other providers
You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.
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Your Key Card foreign currency transaction fee mark up over the ECB rate. |
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Exchange rates
The table should be used as a guide only. Rates are updated once a day on business days. We use Visa rates and ECB rates which are subject to change.
Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.
You can find the latest available Visa exchange rate here.
Fees for currency conversion
The comparison above uses the Keycard standard non-sterling transaction fee of 2.75%.