European Market Infrastructure Regulation (EMIR)

No matter the type, size or sector, any business in the European Economic Area (EEA) that undertakes derivative transactions, including FX forwards, will be impacted by the European Market Infrastructure Regulation (EMIR).

The United Kingdom (UK) formally left the European Union (EU) on 31 January 2020. Following the expiry of the transition period on 31 December 2020, EU legislation was retained (subject to certain amendments) in UK domestic law pursuant to the European Union (Withdrawal) Act 2018 (as amended from time to time, the EUWA). References [on this website/in these terms] to Regulations, Directives and other EU legislation should be read, in relation to the United Kingdom, as references to such Regulations, Directives or other EU legislation as they form part of United Kingdom domestic law by virtue of the EUWA or have otherwise been implemented in United Kingdom domestic law, as appropriate. The substance of the regulatory obligations described are in most instances unchanged and we will contact you directly if there is any impact on you as a result of retention of EU legislation into UK domestic law.

If you have any questions regarding EMIR, please contact your Bank of Scotland Relationship Manager or the Lloyds Bank EMIR team at DF& or fax number: +44 (0) 207 158 3155.

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