Financial Services Compensation Scheme

Bank of Scotland

Your eligible deposits held by a UK establishment of Bank of Scotland plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Halifax, Intelligent Finance (IF), Birmingham Midshires (BM Savings), Bank of Scotland, Bank of Scotland Private Banking and Bank of Wales.

Any total deposits you hold above the limit between these brands are unlikely to be covered.

You can also refer to our FSCS Information Sheet (PDF, 50KB) for more details.

FSCS Guidelines

We would note that most of our corporate customers may not be eligible for FSCS protection as generally they would need to be categorised as a 'Small Company' under the Companies Act 1985 or Companies Act 2006.

Due to FSCS eligibility criteria not all business customers will be covered.