Terms and conditions
For the relevant terms and conditions for your products and services before 26th February 2024, please click on the appropriate link.
If your turnover is £25m+, please read your applicable Terms and Conditions for products or services.
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School Bank Account
For full details of your terms and conditions please view documents below.
Islamic Business Account (this account is no longer available)
For full details of your terms and conditions please view documents below.
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Business Current Accounts
- Sole Trader, Partnership, Limited Liability Partnership, Limited Company Account Terms and Conditions (PDF, 183KB)
- Need to Know (PDF, 3.2MB)
- Your account charges explained (PDF, 123KB)
- Payment Transaction (PDF, 79KB)
- Joint & Several Liability (PDF, 1.2MB)
- International Services Brochure (PDF, 157KB)
- International Services Tariff (PDF, 1.8MB)
Commercial Current Account (includes Pledged Accounts)
Commercial Loan Servicing Account
- Sole Trader, Partnership, Limited Liability Partnership, Limited Company Account Terms and Conditions (PDF, 183KB)
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Business Banking Instant Access
Business Banking Clients' Call Account
Designated Client
For full details of your terms and conditions please view documents below.
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Business Instant Access Account
For full details of your terms and conditions please view the documents below.
Commercial Instant Access Account
For full details of your terms and conditions please view the documents below.
Commercial Call Account
For full details of your terms and conditions please view the documents below.
Commercial Designated and Designated Client Account
- Designated Client Account Terms and Conditions (PDF, 2.7MB) (turnover less than £3 million)*
- Commercial Designated Client Account Terms and Conditions (PDF, 2.7MB) (turnover between £3 million and £25 million)
- Designated Client Account Product Information (PDF 89KB) (turnover between £3 million and £25 million).
- Need to Know (PDF, 3.2MB)
- Your account charges explained (PDF, 1.8MB)
- Payment Transaction (PDF, 79KB)
- Joint & Several Liability (PDF, 1.2MB)
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These Terms & Conditions apply to Business Credit or Charge Cards. You can view the terms by selecting the appropriate card:
Business Credit Card CCA (PDF, 181KB)
Business Credit Card Non-CCA (PDF, 177KB)
Business Charge Card CCA (PDF, 196KB)
Business Charge Card Non-CCA (PDF, 173KB) -
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Foreign Currency Account & Euro Current Account
Turnover less than £3 million
Terms & Conditions (PDF, 123KB)
International Services Tariff (PDF, 114KB)
Joint & Several Liability (PDF, 66KB)
Turnover between £3 million and £25 million
Terms & Conditions (PDF, 125KB)
Currency Account Product Factsheet (PDF, 854KB)
International Services (PDF, 157KB)
International Services Tariff (PDF, 1.8MB)
Payment Transaction (PDF, 80.9KB)
Joint & Several Liability (PDF, 1.2MB)
International MoneyMover
International MoneyMover Terms and Conditions (PDF, 92KB)
International Services (PDF, 157KB)
International Services Tariff (PDF, 1.8MB)
Payment Transaction (PDF, 804KB)
Multibank MoneyMover
Foreign Currency Account & Euro Current Account
International MoneyMover
Multibank MoneyMover
Virtual Bank ServiceLloyds Bank Online Trade Services (LOTS)
Online Trade Services allows you to electronically initiate, access and manage your trade services transactions, all via a secure internet connection.
Terms and Conditions (PDF, 127KB)
Trade Finance
Trade Finance General Terms (PDF, 237KB)
Trade Services
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