“Whether you’re looking at renewable energy technology to reduce your carbon footprint, have ambitions to diversify operations into new markets, or need investment to purchase new land or machinery, our team is fully committed to helping agricultural businesses thrive and support them with specialist lending and banking guidance."

Lee Reeves
Head of Agriculture

Lee Reeves - Head of Agriculture
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Let's help you get to the right person

Get in touch with a specialist who can help with your business needs.

Click here for an accessible version.

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Bank of Scotland two-person icon
Bank of Scotland two-person icon
Bank of Scotland two-person icon

Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

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I would like to:
 

Bank of Scotland two-person icon

Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

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Bank of Scotland two-person icon

Contact Gemma Hales

Regional Performance Manager, Scotland

Email Gemma

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Contact Dene Jones

Head of Education, Charities and Government.

Email Dene

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Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Local expertise

Local expertise

Our local experts are on hand to provide regional support and guidance for your business.

Funding for your farm

Funding for your farm

We provide tailored funding to help you expand, modernise and diversify your farming business.

Sustainable agriculture

Sustainable agriculture

We are committed to supporting Scotland’s transition to a sustainable, low-carbon economy.

Soil Association Exchange

Soil Association Exchange is a free online platform that helps farmers and landowners holistically measure their farms environmental impact. Built with the input of hundreds of farmers, it can offer recommendations to boost your farm’s sustainability credentials and unlock the financial benefits that brings.


How Exchange can help you

Sustainable Agriculture

How we’re helping farms across the country cut emissions and become more sustainable.

Clean Growth Financing

Access discounted lending for green purposes to help your farm transition to a sustainable future.

Plant trees on your farm

We're helping to fund Woodland Trust grants to reduce the cost of planting trees and hedgerows.

Shaping agriculture’s transition to a Net Zero future

Practical steps the agriculture sector can take to contribute to the low-carbon economy.
 

Net Zero agriculture report (PDF, 1.43MB)

Farm equipment financing

Farm equipment financing

Finance farm equipment such as tractors, harvesters, balers and production equipment with Asset Finance.

Explore Asset Finance

Loans to support the agriculture sector

Loans to support the agriculture sector

Choose between a range of loan options including Fixed Rate and Base Rate Loans to help you invest for growth.

Explore loans

Other products to help your farm flourish

Other products to help your farm flourish

Bank of Scotland two-person icon

Let's help you get to the right person

Get in touch with a specialist who can help with your business needs.

Click here for an accessible version.

Bank of Scotland two-person icon
Bank of Scotland two-person icon
Bank of Scotland two-person icon
Bank of Scotland two-person icon

Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

Bank of Scotland two-person icon

I would like to:
 

Bank of Scotland two-person icon

Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

Bank of Scotland two-person icon
Bank of Scotland two-person icon

Contact Gemma Hales

Regional Performance Manager, Scotland

Email Gemma

Bank of Scotland two-person icon

Contact Dene Jones

Head of Education, Charities and Government.

Email Dene

Bank of Scotland two-person icon

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

wind turbine

Sustainability

Supporting Scottish businesses transition to low-carbon, sustainable business models and operations and to pursue clean growth opportunities.

Explore sustainable business

Food and drink report

Welcome to our second annual market survey of the food and drink industry in England and Wales as part of a series of reports assessing the current climate in the UK’s major manufacturing subsectors.

Fraud guidance

 

Read our handy tips and case studies to help keep your bank account and money safe. We show you how and where fraud can take place throughout your organisation and highlight the tell-tale things to look out for.

ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.